Overdraft
A convenient credit service for cardholders receiving salary or pension through SSB RT “Amonatbank”.
Terms of Provision
The client must be a cardholder of SSB RT “Amonatbank” and receive salary or pension through the Bank
The client must have a good credit history and no debts to other financial institutions
Documentation
Application for service connection
Passport with TIN
Signing of the agreement
Notification from the organization where the applicant works
Basic Conditions
Annual interest rate — 22%, monthly interest rate — 1.8%
Loan amount — up to 80% of salary or pension without collateral
Loan term under the agreement — up to 36 months
Overdraft Benefits
Use Bank funds up to 80% of salary or pension when needed
Minimal set of documents and time saving
The overdraft is not a targeted loan and can be used for various needs
Interest is calculated only on the used overdraft amount
If the overdraft is not used, no interest is charged
The credit line is automatically renewed after timely repayment
The overdraft loan is provided without collateral and guarantor
Fast, Convenient, and Simple
Overdraft allows clients to use additional funds when needed and repay the debt after receiving salary or pension.